Biznez 1st Solutions LLC

Claim your $125 today or free credit monitoring ... DON’T MISS OUT!!! https://www.equifaxbreachsettlement.com/

Yet another Data Breach.....

If you need a co-signer you need to improve your credit... FACTS!!! Schedule your free consultation!! #Biznez1st.comIf you need a co-signer you need to improve your credit... FACTS!!! Schedule your free consultation!! #Biznez1st.com

Claim your $125 today or free credit monitoring ... DON’T MISS OUT!!! https://www.equifaxbreachsettlement.com/

Did you know removing everything off your credit isn’t enough? Book your free credit consult with me... #Biznez1st.comDid you know removing everything off your credit isn’t enough? Book your free credit consult with me... #Biznez1st.com

If you need a co-signer you need to improve your credit... FACTS!!! Schedule your free consultation!! #Biznez1st.comIf you need a co-signer you need to improve your credit... FACTS!!! Schedule your free consultation!! #Biznez1st.com

Claim your $125 today or free credit monitoring ... DON’T MISS OUT!!! https://www.equifaxbreachsettlement.com/

Yet another Data Breach.....

There are many myths about credit repair companies... not all credit repair companies are out to get you.... like with any other business do your research... Being a small business owner I can attest to that fact that yes you can do it yourself...however make sure you research what to and not to remove.... I’m already trained on these things for example: Myth #1 Close Old Accounts A common misconception surrounding credit is that you should close old accounts. Many peopl...e believe this is the best way to manage their credit. However, the truth is that closing those old accounts could actually end up lowering your credit score, since it makes it appear as if you have a shorter credit history. Closing those old accounts can reduce the amount of available credit you have as well, which can also have a negative impact on your credit score Be careful on what you do... Book your free consult to weigh your options visit Biznez1st.com #creditrepair #buildingpositivecredit #jointhe700club #freeconsult

Be careful!!!! EIN and CPN Scams Perhaps the most common credit scam, and certainly one of the most dangerous, involves creating a new credit identity for yourself so you can leave your old, lousy, identity in the past. Shady companies lure desperate consumers into this particular scam with promises of wiping out bad credit immediately, thereby creating a clean slate or blank credit reports, which can allow consumers with credit problems to simply start over from scratch.... This scam comes in a few different flavors, but it will almost always involve you paying some company to assign a new EIN (Tax ID Number) or CPN (Credit Privacy Number) for you to begin using in lieu of your legitimate Social Security number on future financing applications. While EINs and CPNs are not inherently illegal in and of themselves, it is certainly illegal to lie and use them in place of your Social Security number on a loan or credit card application. Additionally, many of the scam artists who sell these numbers actually sell stolen Social Security numbers, which could mean you’re not just committing loan fraud, but identity theft as well. When you’re filling out a credit application and you notice it asks for your Social Security number they’re not kidding.

Credit bureaus, also called credit reporting agencies (CRAs), are companies that collect and maintain consumer credit information. They then resell it to other businesses in the form of a consumer's credit report. There are three major credit agencies in the United States: Equifax, Experian, and TransUnion. There are other smaller, specialized agencies as well. When creditors and lenders check your credit, they'll very likely do so with one of the major CRAs. These three agencies retain information on more than 200 million Americans.

Who Uses Credit Bureau Data? Banks and credit card issuers are the most obvious users of the information provided by credit bureaus. There are a host of other companies turning to credit bureaus to make decisions about you. Employers, insurance companies, landlords, and debt collectors all request information from the credit bureaus. Credit bureaus provide prescreening lists to banks and insurance companies to help these companies decide which consumers may take advantage of... their products. Credit card issuers, for example, may request a list of consumers with high credit card balances to send these consumers offers for balance transfer credit cards. If you've ever wondered how pre-approved credit card offers wind up in your bank account or how banks know to offer an unsolicited refinance on your mortgage, this is how. (By the way, you can opt-out of prescreening by going to OptOutPrescreen.com.) See more

Filing Bankruptcy You should not use bankruptcy as a credit repair tactic. Bankruptcy will not improve your credit and in some cases, your credit can get worse after filing bankruptcy. Since bankruptcy remains on your credit report for 7 10 years, you’ll continue having trouble getting credit cards and loans. Most lenders ask if you’ve ever filed bankruptcy, so even after bankruptcy falls off your credit report, it can still keep you from getting a loan. There are other ta...ctics that will work out better!!! #creditrepair #Backruptcy #creditoptions

Canceling Credit Card Accounts A lot of people don’t realize that closing a credit card can be bad for your credit score, especially if it’s a credit card with a balance or one of your older credit cards. You’ll never improve your credit score by closing a credit card, so think twice about canceling one.