Craig T. Berry

If you're buying or selling a home, hiring the right real estate professional is imperative. Don't believe me? Call me. I'm happy to share some real life examples with you. Choosing the wrong agent can make your experience a memorable one... and not necessarily in a good way. In can also impact you in other ways (hint: $$$). But, what is the difference between a licensed real estate agent and a Realtor. Is there a difference? How about a Realtor vs a broker? Broker vs agent?... What do you need to know? Check out my latest article on The Mortgage Reports about this topic. Special thanks to Wendy Chambers for allowing me pick your brain!

For people who say their job is easy... I challenge you to walk a mile in their shoes. I see what Realtors do firsthand. One thing is certain - it ain’t easy!

If you can only drop your interest rate by one percentage point, does it make sense to refinance? Let’s do the math. Loan amount: $250,000... Current rate: 3.875% Current payment: $1171 New rate: 2.875% New payment: $1034 Monthly savings: $137 5 year savings: $8220

I often get questions about the required waiting periods for buying a home after a foreclosure. While there are exceptions, as of this post, here are the waiting periods according to the type of loan for which you're applying. Conventional loans - 7 years FHA loans - 3 years USDA loans - 3 years... VA loans - 2 years See more

Thanks to increased median home values, conforming loan limits have been raised for the 5th straight year. The new ceiling for conforming loans is now $548,250! Call, text, email or DM me for more information.