GROUNDFLOOR

BIG NEWS! We ranked #102 on the 2020 Deloitte Technology #Fast500 List, with a 3-year growth rate of 1,142%! The Deloitte Technology Fast 500 recognizes the fastest-growing technology, media, telecommunications, life sciences, and energy tech companies in North America. Rankings are based on percentage revenue growth from fiscal year 2016 to 2019. A massive thank you to our team, our shareholders, and our customers for supporting us -- we wouldn't be here without you all!

Our 2020 Year in Review is now available on the blog! This report summarizes investor activity, loan originations and repayments, product expansions, and company accomplishments in 2020. Read more:

111 Wilson St This quirky 3BD, 2BA split-level home was purchased and renovated with a GROUNDFLOOR loan of $69,460 (Returns: 9%, Grade: B, Loan to ARV: 58.4%). The project was begun in September 2019 and was completed in November 2020. The estimated ARV on this home was $119,000, and it sold in November 2020 for $123,900. Borrower: Peter Fasoranti... Loan Detail Page: https://hubs.la/H0Dzkw20 Full Listing: https://hubs.la/H0Dzc6k0

"GROUNDFLOOR is an excellent opportunity to add at least a little bit of real estate which is a tangible asset to a portfolio otherwise comprised of paper assets, like stocks and bonds." We recently received a score of 8.5/10 on Wallet Hacks - read the full review:

Joy Wallet recently published a roundup of the best crowdfunding investing apps, and we made the cut! Read their review of our platform and see who else made the list:

Exciting news! We're proud to announce we are launching a new Series B funding round for preferred equity in GROUNDFLOOR, in partnership with SeedInvest. This is a great opportunity to buy shares in GROUNDFLOOR as we continue to grow and scale our operations. To date, we've had interested investors pledge over $400,000 to this raise - and you're invited to join them. Read the details of our equity offering, watch informational webinars, and reserve your spot by clicking the... link below. ----- GROUNDFLOOR is offering securities through the use of an Offering Statement that has been qualified by the Securities and Exchange Commission under Tier II of Regulation A. A copy of the Final Offering Circular that forms a part of the Offering Statement may be obtained from: GROUNDFLOOR https://www.seedinvest.com/GROUNDFLOOR.

As we move into 2021 in earnest, we are committed to providing the same transparent insights into our asset management activities you came to expect in 2020. To this end, we will continue publishing our Asset Management Update posts, now on a monthly basis. To kick off this new cadence, here is our latest update, which spans the month of December:

You're invited! Join our CEO Brian Dally for a webinar today at 4PM ET. Learn more about GROUNDFLOOR and our current equity raise in partnership with SeedInvest and get your questions answered. See you there! Register to attend here: https://hubs.la/H0DfscK0

We are thrilled to announce we were chosen as the Best Lending Platform during the 6th Annual Benzinga Global Fintech Awards! Thank you to Benzinga for this honor!

Our latest Asset Management Weekly Update is now available on the blog! Check out loan repayments and asset management activities from last week, November 1-7.

Want to get the inside scoop on GROUNDFLOOR and where we're headed? Join our co-founder and CEO Brian Dally for a free webinar TODAY, November 5th at 4PM ET, presented by SeedInvest. Listen in as he discusses our current open preferred equity raise and what it means for you. Register here: https://hubs.la/H0yN3rM0... --------------------- GROUNDFLOOR is offering securities through the use of an Offering Statement that has been qualified by the Securities and Exchange Commission under Tier II of Regulation A. A copy of the Final Offering Circular that forms a part of the Offering Statement may be obtained from: GROUNDFLOOR https://hubs.la/H0yN3rN0.

714 Lake Boone Trail This lovely 3BR, 3BA home was renovated with a GROUNDFLOOR loan of $135,350 (Interest: 6.4%, Grade: A, Loan to ARV: 22.6%). The project was started in March 2019 and was completed in September 2020. The estimated ARV on this home was $600,000, and the loan repaid via a refinance. A sale for the home is currently pending. Loan Detail Page: https://hubs.la/H0yS-710... Full Listing: https://hubs.la/H0yS-720 Borrower: William Marshall Dunlap, Jr.

We're excited to announce GROUNDFLOOR has been named a Benzinga Fintech Listmaker, named among 250 distinguished companies revolutionizing Fintech! We've been named a finalist for Best Alternative Investments Platform as well as Best Lending Platform. Thanks to Benzinga for this honor!

Our latest Asset Management Weekly Update is now live on the blog! Take a look at loan repayments and asset management activities from last week, October 25-31.

GROUNDFLOOR was recently named a 2020 Golden Bridge Award Winner for Startup of the Year in Consumer Services! Congratulations to our amazing team - we appreciate your hard work and dedication!

Earlier this month, LendingClub announced that they would stop offering retail notes by the end of the year. CEO Brian Dally recently chatted with CrowdfundInsider about his perspective on this decision.

"Our platform ultimately needs to serve the borrowers and investors who use it, so our long-term vision is to make that easier in all forms. Whether that’s facilitating getting information on mobile devices, improving reporting, or increasing turnaround times, we’re interested in making our platform experience as seamless as possible so our customers can ultimately be more profitable." - Chris Schmitt, GROUNDFLOOR's Chief Technology Officer

InvestorPlace recently rated our preferred equity offering on SeedInvest as one of the 7 best opportunities available right now! Thanks for the recognition!

Mondays mean a new Asset Management Weekly Update - take a look at the latest report of loan repayments and asset management activities from last week, October 18-24, on the blog:

1907 Raven Hill Dr NE This gorgeous 6BR, 5.5BA home was purchased and renovated with a GROUNDFLOOR loan of $629,930 (Returns: 11%, Grade: C, Loan To ARV: 61.5%). The project was begun in late January 2020 and was completed in just over 9 months. The home recently sold in September for $939,000. Loan Detail Page: https://hubs.ly/H0xLcCw0... Full Listing: https://hubs.ly/H0xLcCx0 Borrower: Dauda Saibu

Thanks to U.S. News and World Report for mentioning us in their list of the top ways to increase returns on your investments!

Our latest Asset Management Weekly Update is now available on the blog! Take a look at loan repayments and asset management activities from last week, October 11-17.