Credit Geekz Financial Services

Attention SANTANDER AUTO LOAN ACCOUNT OWNER.......Just wanted to share a news flash if you are not fully aware of it and to protect yourself. There has been a huge settlement for all those who has had a Santander Auto Loan between 2010-2020 that resulted in a repossession or default. Repossession--If your vehicle has been repoed during the above time frame and of course reported to credit, the settlement involves that your debt is to now be FORGIVEN (BALANCE = $0)... Default--If you are in current default but not repossession has taken place as of yet, you may get your title and debt forgiven.

Experian, TransUnion and Equifax announced Monday that everyone will able to get a free credit report from each of them every week for the next year, starting April 20, 2020. According to the companies, they are making the free weekly credit reports available to help people protect their financial health during the sudden and unprecedented hardship caused by COVID-19.

You can now apply for PUA, expanded eligibility for individuals who have traditionally been ineligible for unemployment benefits (e.g. self-employed workers, independent contractors, gig workers) https://www.uc.pa.gov/unemployment-be//Filing-for-PUA.aspx

You guys are going to love this mini-course and when you stay to the end, you will get a FREE bonus checklist that Im giving away just because I want to see you... succeed and THIS is my investment into your success! So if you have NEVER ever been a tax preparer You want to be on this webinar! If you have some tax experience, maybe working for Block on the other guys and you are tired of growing their business with YOUR efforts, year after year, You need to be on this webinar! If you are ready to TAKE YOUR EXISTING tax business to the next level, and need tips on how to expand your business You need to be on this webinar Invite your friends, invite your teams! Today at 3PM EST! See ya there!

GEEK NEWS "A pair of House Democrats has introduced a bill to extend the tax-filing deadline until May 20 to give taxpayers more time to file their taxes after the partial government shutdown, amid lingering uncertainty over the extensive changes in the tax code and tax forms in the wake of the Tax Cuts and Jobs Act. Reps. Sean Casten, D-Ill., and Lauren Underwood, D-Ill., introduced the Taxpayer Extension Act on Wednesday to give taxpayers an extra five weeks to file... their individual tax returns for 2018. They noted that during the 35-day shutdown, the IRS sent close to 90 percent of its workforce home without pay. The Taxpayer Extension Act would provide an extension of the tax return due date for five weeks, from April 15, 2019 to May 20, 2019, for individual income tax returns for 2018, to provide additional time equal to the government shutdown." See more

Where's my refund IRS has announced that it successfully opened the 2019 tax-filing season on Monday, January 28, 2019, as planned. Projected timing of refund payments. IRS expects the first refunds to go out in the first week of February and many refunds to be paid by mid-to-late February like previous years.... IRS expects to issue more than nine out of 10 refunds in less than 21 days. However, it’s possible a tax return may require additional review and take longer. IRS’s Where’s My Refund has the most up to date information available about refunds. The tool is updated only once a day, so taxpayers don’t need to check more often. IRS also notes that refunds, by law, cannot be issued before February 15 for tax returns that claim the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC). This applies to the entire refundeven the portion not associated with the EITC and ACTC. While IRS will process the EITC and ACTC returns when received, these refunds cannot be issued before February 15. Similar to last year, IRS expects the earliest EITC/ACTC related refunds to actually be available in taxpayer bank accounts or on debit cards starting on February 27, 2019, if they chose direct deposit and there are no other issues with the tax return. Where’s My Refund? will be updated with projected deposit dates for most early EITC and ACTC refund filers on February 17, so those filers will not see a refund date on Where’s My Refund? or through their software packages until then. IRS, tax preparers and tax software will not have additional information on refund dates, so these filers should not contact or call about refunds before the end of February.

Today's tax tip!!! You owe other debts, and you haven’t paid: The Treasury Offset Program (TOP) allows the IRS to take or reduce your refund if you owe other t...ypes of debts, including non-tax debts, such as: Past-due child support Other federal agency payments State taxes Unemployment compensation repayments The IRS can’t answer questions or resolve disputes related to TOP debts. Taxpayers should call TOP at (800) 304-3107 for answers. Spouses who aren’t responsible can get their part of the refund If you filed jointly with your spouse, and the IRS took your full refund for your spouse’s debts, you can get your portion of the refund. File an injured spouse claim using Form 8379, Injured Spouse Allocation.

It's that time of year again and your favorite tax preparer is back! Call today to schedule an appointment!

People tell me all the time " I wanna start a business but I don't know where to begin?" We'll get your pen and pad because class is in session Business Credibility! 101 You can’t effectively establish credit until you’ve established your business! Be sure to check the following items off your To-Do list.... 1.Obtain an EIN (federal tax identification number). This is pretty non-negotiable, as you’ll need it come tax time. 2.Get a business phone number and have it listed in the directory. Every credible business should have one. Try using apps like Sideline or Mr.Number Be sure to register your number with yellow pages and 411 3.Establish a buisness address separate from your home ( this is very important when it comes to getting funding) 4.Open a bank account in your official (legal) business name, and regularly use it to pay your bills. 5. Apply for your Dunn number ( this is essential for buisness credit ) 6. Register with the Secretary of State

LESSON #9 Ok i'm going to make this post and make a few comments before. This post is for people who are NOT looking for a quick fix to their credit. In reality there is not a quick fix. My whole issue is people saying I wanna have a house by march of next year and its Dec. Seriously..Credit Building is NOT a fast easy process. ...Continue reading