Jimmy Does Home Loans

Do you want to reduce your mortgage interest rate and lower the monthly mortgage payment? A VA IRRRL loan may be the right choice for you! Additional benefits of a VA IRRRL include: - Move from a loan with an adjustable or variable interest rate to one that’s fixed for a constant payment.... - Option to roll closing costs into the total loan for little or no out-of-pocket expenses. - No appraisal, few documents needed, and flexible eligibility requirements. Note: You must prove that you currently live in or used to live in the home covered by the loan. Contact us today for more details! #vairrrl #valoans #homeownership #chooseHOMESTAR

When buying a home, many homeowners rush to purchase home insurance. It may be easy to accept a policy from a group offered by your real estate agent, but instead take the time to shop around and do your research. You may be able to save as much as 30 percent off your insurance premium by finding insurance yourself. #newhomeowner #homeownership #savingmoney #homeinsurance

Are you looking for some easy ways to gain more curb appeal? Your home's exterior is a resemblance of the interior, which makes the initial impression of your home important. Here are some simple ways to boost your curb appeal: http://bit.ly/WaysToBoostCurbAppeal... #HOMESTARblog #homeownership #curbappeal

Mortgage Servicer = The financial institution or entity that is responsible for collecting your mortgage loan payments. #mortgageterms #homeownership

Do you know if you are eligible to refinance your home? Read this blog about refinancing your home to discover what you can expect and how to begin the process. http://bit.ly/ReadyToRefinanceYourHome #HOMESTARblog #refinancing

Navigate the USDA loan guidelines during this uncertain time and determine your eligibility. Achieve the dream of homeownership! #usdaloans #homeownership #chooseHOMESTAR

Could a Conventional loan be the right loan program for you? Benefits of Conventional loans include: - 97% financing - Fixed- or adjustable-rate... - Second home, non-owner occupied investment property financing available - Gift funds allowed for down payment and closing costs - Decreased MI - Seller concessions of 3% to 6% allowed, depending on down payment #chooseHOMESTAR #conventionalloans #homeownership #mortgageloans

Amortization = Paying off a loan over a period of time and at the interest rate specified in the loan documents. The amortization of a loan includes the payment of interest and a part of the amount borrowed in each mortgage payment. #mortgageterms #chooseHOMESTAR #homeownership

Are you considering taking advantage of low interest rates by refinancing your mortgage to lower the monthly payment, consolidate debt, save years of payments, or pull cash out for cushion? If so, to move the refinance process along, it's important to be prepared. Here are a few tips to get your transaction moving ahead more smoothly and saving you money more quickly: - Continue making regular mortgage payments during the process. - Do not take on any new debts.... - If your income or employment changes, notify your lender as soon as possible. - Know that the appraiser may need to come into the home, so be prepared and take the recommended safety measures. - Respond quickly with all documentation that is requested of you. Contact me today to see how much a refinance can benefit you! #refinancing #refinanceyourhome #chooseHOMESTAR

This year has really been a blessing, and it shows with the wonderful people I am blessed to work with. Shout out to one of the hardest working insurance agents I know @roxiperkinsinsurance for the gift. We’ll be popping bottles in style for the new year thanks to you! #HappyNewYear #2021 #thebestisyettocome

A mortgage can feel like a lifelong contract, which is why it is important to reevaluate it regularly. There are a few signs you should look out for to know when it’s time to reevaluate your mortgage: http://bit.ly/ReevaluateMortgage #HOMESTARblog #reevaluateyourmortgage #homeownership