Kim Carter NMLS# 209678 First Choice Loan Services Inc.

The year ended strongly with an uptick in home sales, but the underlying story is the suppression of greater market growth by the ongoing lack of inventory. Prices rose yet again, continuing a trend that began in 2012. As we start the new decade, let’s look at other changes took place in the housing market in December. https://fcloans.com/kimcarter/blog

Thank you, Dr. Martin Luther King Jr., for sharing your dream and giving us all a vision of how good our world can be when we live with equality, justice and peace. Happy Martin Luther King Day!

Unless you are a property investor or serial home flipper, you’re unlikely to take out many home loans in your lifetime. When you do, it will be a new adventure. Notice I said adventure and not nightmare. You won’t be doing this alone. You’ll have a loan team dedicated to making your loan experience a success. Let’s meet the players on a typical team. https://fcloans.com/kimcarter/blog

You’ve heard the expression it takes a village to describe the way people need to work together to achieve a goal. In home lending, we have a similar concept: It takes a team. If you’re buying (or selling) a home, your team will be bigger than if you’re refinancing, and if you’re renovating, it expands further. Let’s stick to the basics and look at the professionals in your home buying team you’ll need for a successful purchase. https://fcloans.com/kimcarter/blog

In 2020, remember to write the full year on any documents you sign/date. If you write 4/3/20, someone could change the 20 to 2018. Imagine the legal problems with a lease, a will, or a loan! Take a second and make it 2020.

This is 2020! May this year bring you new people, places, and possibilities that make your life better than ever before!

Total existing home sales fell in November after an increase in October. However, sales were up in two regions, with the Northeast and Midwest increasing while the West and South fell. Days on the market rose, while inventory fell both month-to-month and year-over-year. As we near the end of the year, what does this mean for you? https://fcloans.com/kimcarter/blog

Welcome Winter!

Home loans come in many versions, with something to suit almost anyone. The good news is that you don’t have to navigate these choices alone. A First Choice Loan Services Inc. mortgage loan originator will be happy to guide you through the maze of acronyms and options to advise you when you are choosing the right loan term. Read here to consider the most common loans. https://fcloans.com/kimcarter/blog

Whether you are with your birth family, your chosen family or a mixture of both, we hope you are surrounded by those who make your heart fill with gratitude. Happy Thanksgiving!

Existing home sales rose in October after a drop in September. Prices rose yet again, continuing a trend that began in 2012. Read here for a recap of the housing market in October 2019 to see what other changes occurred that could affect you and your home buying and owning goals. https://fcloans.com/kimcarter/blog

We’re so thankful for the noble heroes who have bravely protected and served our country. Happy Veterans Day!

Have you ever wondered who’s buying homes today? We have real information about generational differences (and similarities) that paints a more accurate picture of today’s multigenerational homebuyers. https://fcloans.com/kimcarter/blog

Remember to set your clocks and watches back an hour before going to bed tonight. What do you plan to do with this extra hour? . #daylightsaving #fallback #fall #autumn #clock #clocks #timechange #time #home #house #homeloan #homeloans #mortgage #mortgages #fcls #firstchoice #firstchoiceloanservices #exciting #excitingjourney #excitingjourneyhome