Reece Cohen- Branch Manager

Father's Day June 20: Happy Father’s Day! Today, we’re celebrating the wonderful dads in our lives. Your hard work and love for us doesn’t go unnoticed. So, let’s give thanks and show our appreciation for the incredible fathers in our own lives and on our team here at Atlantic Bay! You guys rock! #HappyFathersDay #Dads #FathersDay

Let’s save surprises for birthdays, shall we? So, what happens when an unexpected home emergency presents itself? Will you be ready? You’ve already saved so much to get to homeownership but having a savings fund for those big-ticket emergencies is crucial. - https://www.atlanticbay.com//saving-for-emergencies-manag/

"Reece Cohen and his team made the purchase of my new home seamless. I had not purchased a home in 22 years and was quite the rookie when it came to the nuts and bolts of understanding the process. Reece and his team immediately responded to every email and text that I sent whenever I had a question or needed help completing a form. I highly recommend Atlantic Bay Mortgage Group to anyone who is interested in buying or selling a.." says Jenohn

2020 was a record year. Thank you to all of my clients and business partners. #100millionclub #breakingrecords #helpingfamilies #grateful

"Very responsive and helpful." says Lucien

"Very easy, will definitely recommend!" says Mary

"We had the BEST experience with Atlantic Bay! Everyone was so helpful and Dan Jergler was amazing! Dan was always so responsive and helpful. We will always recommend you guys to everyone!" says Micah

Meet Fannie, Freddie, and Ginnie. These names may sound like someone’s southern grandparents, but to homebuyers they are much more. #AtlanticBay - https://www.atlanticbay.com//3-things-to-know-about-fanni/

As you start the home buying process, you’ll hear the terms title and deed frequently referenced by your real estate agent and homebuying team. These two terms are very closely connected, which can cause a lot of uncertainty in their definitions and also how they differ. Understanding these terms can help you better navigate the home buying process. #AtlanticBay - https://www.atlanticbay.com//whats-the-difference-between/

Happy Halloween to you and your kiddos from all of us here at Atlantic Bay! #Halloween #AtlanticBay #mortgagelender #mortgagelending #mortgagebanker - http://www.atlanticbay.com/reececohen

Are you prepared to make the most of the rest of the year? While the market has taken many turns over the past several months, now we’re seeing low rates, low inventory, and a fast-paced market. With the right guidance, it’s the perfect time for sellers and buyers. Are you ready to get started?! #AtlanticBay - http://www.atlanticbay.com/reececohen

Should you buy a home right now? It’s a great question to ask right now. And truthfully, this might be the best market in our lifetime to buy. Mortgage rates are holding at record-lows and refis are at all-time highs. Whether you’re ready to take the next step and start your home buying process, or just want to plan for your future, I’m here for you. #AtlanticBay... - https://www.atlanticbay.com//ho/is-now-a-good-time-to-buy/

Our team at Atlantic Bay can’t wait to welcome you home. And if you’re just starting out the home-buying process, you might be wondering why you need a mortgage banker like me. At Atlantic Bay, our goal is to always lend you peace of mind during your entire loan process. How do we do that? 1) We understand buying a home is one of the biggest financial decisions you can make, and we know that the hunt for the perfect home takes time. By meeting up front, we’re able to get your... finances squared away so that you have a better understanding of what you can afford! 2) We’re experienced local mortgage bankers. We can answer any questions you might have about the process and thereafter. We make sure that you understand what goes into the process, we set expectations and we keep you posted every step of the way. 3) Behind each of us is a strong support team ready to help you along the way. We notify you of where you are in the loan process from application to the closing table, ensuring transparency throughout the journey. Ready to take the next step? I’m here for you whenever, wherever, however. #AtlanticBay

If you're planning on buying but trying to limit how much you pay out of pocket, keep these six things in mind while you're house and mortgage hunting: 1. See if you qualify for a VA loan. 2. Consider an FHA loan. 3. Opt for a homebuyer assistance program.... 4. Don’t overlook the USDA loan. 5. Receive a down payment gift. 6. Have the seller pay closing costs. Think you might be ready to start your home search? Let’s chat and go through home loan options that can work for you. Loan programs are subject to change at any time. All loans subject to income verification, credit approval and property appraisal. - https://www.atlanticbay.com//6-ways-to-buy-a-house-with-l/

At Atlantic Bay, we believe that culture is our biggest strength. Our Core Values have always been a part of who we are we genuinely care, we inspire growth, and we have fun. This year it’s become clear to us how much every single one of our team exemplifies these values day in and day out. Because of that, we wanted to give everyone at Atlantic Bay the chance to nominate fellow employees who epitomize these values in our quarterly Atlantic Bay to the Core Award. We are thr...illed to recognize our first Genuine Care award recipients - Kurt Owen, Lisa Rowe, and Bryan Yoshino. Thank you for always putting people first, prioritizing relationships, working as a team, and being confidently humble. You are a true Atlantic Bay superhero. #oneteamonemission #ABMGunite #wehaveFUN #thisisAtlanticBay - http://www.atlanticbay.com/reececohen

"Very easy experience." says Stephen

"The online document upload for the mortgage application is the best system that I have used. Requirements were well defined and easy to understand." says Jeff

Refinancing is the process of financing your loan all over again but with different loan conditions. Simply put, it means you’re replacing your existing loan with a new one. But why should you consider a refi? 1) The interest rates went down. 2) Your household income changed. 3) Your debt-to-income changed.... Click the link to read the full article. Any if you’re interested in seeing what a refi could do for you, let’s chat! #AtlanticBay - https://www.atlanticbay.com//3-reasons-why-refinancing-sh/

Our real estate market is HOT and there’s no end in sight. So as a buyer, you should be aware that, in competitive housing markets like ours, you may find yourself in a bidding war or multiple offer situation. (Redfin reports that more than half of U.S. homes on the market faced bidding wars each month, for four straight months.) And while that shouldn’t scare you from submitting an offer on your dream home, it’s good to know what could happen after you make an offer. Redfin... Source: https://www.nationalmortgagenews.com//housing-market-compe - https://www.atlanticbay.com//what-happens-after-you-make-/

Join us in our free Power Panel webinar October 16 as 2 Top REALTORS provide helpful tips to bring in business in today’s market. We'll cover: - How do I get my phone to ring? - What are you doing with your business plan?... - How are you getting reviews online? - Low Inventory in your market? To sign-up and see complete details visit: https://atlanticbay.zoom.us//reg/WN_1Q6Oi89VSBW5AP-x6Oum3g - https://atlanticbay.zoom.us//reg/WN_1Q6Oi89VSBW5AP-x6Oum3g

"Very professional. Also very favorable experience with attorneys they use who were very Covid responsible." says Richard