Rosy Lakhani

Rosy My Realtor TIPS on home buying! Get a Loan It's not always necessary to have a mortgage broker or bank in your back pocket before buying a home, but it's smarter to get loan pre-approval in advance. This way you know for certain how much home to buy.... I once bought a home without financing in place when I made the offer. I was just lucky. Many sellers won't look at an offer if the seller doesn't have an assurance that the buyer can get a loan. Popular first-time buyer loans are FHA loans because the minimum down payment requirement is much less than a conventional loan. However, if you are thinking about buying foreclosures, for example, conventional buyers tend to get priority with REO banks. You can ask your agent for a referral to a mortgage broker or check with your own bank/credit union. Compare the types of mortgages available to you and your GFE. Negotiate the Offer Buyers sometimes make the mistake of comparing the sales price of a home to other homes they have seen. It's a mistake to compare sales prices among homes for sale. That's because sellers can ask any price they want. It doesn't mean the home will sell at that price. An agent can provide comparable sales and examine the pending sales. Comparable sales are similar type homes in the same condition and location that have sold within the past 3 months. Pending sales will become the comparable sales by the time your home closes. You may need to pay over list price in a seller's market, especially if many buyers are vying for the same inventory. Your agent can give you a reasonable price range and help to manage your expectations. A good buyer's agent knows there is always more to an offer than its price, but the price is paramount. Do a Home Inspection In some states, a home inspection is conducted before buyers make a purchase offer. In other states, a home inspection is a contract contingency. A contract contingency means a buyer has the right to cancel the contract. You might not want to be locked into buying a home that has a faulty foundation, for example. Sellers are generally not required to make repairs if problems are discovered during a home inspection. A home inspection is for the buyer's edification. However, sometimes when a buyer gives a Request for Repair to the seller, rather than blow the deal, the seller will often agree to make a repair.

Hire an experienced agent who knows your home, its value, the area, and comparable sales in the area. I will have a strategy for selling your home as quickly and for as much money as possible. Trust your agent and trust the process. Hope everyone is having a great day!

Friends, I am reaching out to ask for a small favor-please write a review for me on my Facebook page! Thank you so much!Friends, I am reaching out to ask for a small favor-please write a review for me on my Facebook page! Thank you so much!

OPEN HOUSE ALERT! 3946 Whitney Park Dr, Duluth, GA ... 12p - 3-3:30p! Beautiful home! RESORT LIFESTYLE IN DULUTH GA - AN OUTDOOR PARADISE. A BRAND NEW CHEF'S KITCHEN W/ GRANITE, SS APPLIANCES, SKYLIGHTS, ISLAND, CUSTOM WHITE PAINTED CABINETS. VAULTED CEILINGS IN KITCHEN, FABULOUS SUNROOM & REFINISHED ONSITE HARDWOODS. TWO MASTERS, ON MAIN & ANOTHER MASTER RETREAT IN DAYLIGHT TERRACE. NEW CARPET, PAINT. 3 STACKED STONE FIREPLACES. SPECTACULAR GREAT ROOM W/ SOARING CEILINGS & WALL OF WINDOWS OVERLOOKING PRIVATE WOODS W/ PAVER WALKWAYS, GAZEBO & FABULOUS OUTDOOR LIGHTING. DETACHED 3 CAR GARAGE. PROF LANDSCAPE. WRAP AROUND DECK. https://www.zillow.com//3946-Whitney-Park-D/14791909_zpid/